EastWest Bank fees and procedures:
EastWest Bank is currently the third largest commercial bank headquartered in California, the United States. It is the largest local commercial bank in the United States with Chinese descent as the main market, and also the largest bank with its head office located in Southern California. After acquiring United Bank of America at the end of 2009, Huamei Bank has a total assets of 20.6 billion US dollars, with a total of 137 branches spread across the east and west coasts of the United States and the central Houston area. Its main business scope is concentrated in Southern California and the San Francisco Bay Area. In addition, there are also business outlets in New York, Atlanta, Boston, Seattle, and other places. Supermarket branches are located in Dahua Supermarket's San Gabriel, Arcadia, Anaheim, and Irvine branches, and Huamei Bank's head office is located in Pasadena City, Los Angeles, California. Huamei Bank provides professional, fast, and low-cost services to customers in need between China and the United States. It also has the outstanding advantages of being able to provide native language services and related characteristic service products for Chinese American customers in China, such as the availability of bilingual online banking services in Chinese and English and the Chinese language service provided by the national free telephone service center.
Fee status of EastWest Bank :
1. Transfer fee: US $25/transaction for local transfers in the United States; Transferred to other European cities at $35 per transaction; Remittances to Chinese Mainland usually arrive in one or two days, with a handling fee of 16 dollars per transaction, and 8 dollars per transaction in case of traditional Chinese holidays. "If the payee chooses the Bank of China, Industrial and Commercial Bank of China, or Agricultural Bank of China as the account bank in China, it can reach the payee's account directly in one day without requiring a third-party bank transfer, and there is no third-party bank charges beyond the remittance procedures.".
2. Collection and payment amount: Within a reasonable and legal range, whether it is a remittance from China to a US account or a remittance into China, it complies with the regulations and requirements of the China Foreign Exchange Administration.
3. Account management service fee: The minimum daily deposit amount for a Savings Account is $300, and if it is less than $3 for that month, an account management fee will be charged; The minimum daily deposit amount for a checking account is $1000. If it is less than that, an account management fee of $10 will be charged for the month.
Select a EastWest Bank account:
1) First, inform us of the type of bank account you have opened in advance and sign a cooperation agreement with us;
2) Our company will assist you in preparing the necessary information for opening an account based on your situation, and then we will submit an application to the headquarters of Huamei Bank.
3) Obtain bank materials: online banking user name and password, bank account interest rate information, etc.